Ended up just using BoA PRE (2.62% (x1.25 if stars align) at 1.75% cost) and (mostly) Paypal master card (3% at 1.85% cost (from ACI. Pay1040 would have cost 2.89%)). I would have done all Paypal mastercard but would have needed to credit-cycle which I was unsure whether that was advised against for Synchrony card. (*cries in usb smartly…
Ended up just using BoA PRE (2.62% (x1.25 if stars align) at 1.75% cost) and (mostly) Paypal master card (3% at 1.85% cost (from ACI. Pay1040 would have cost 2.89%)). I would have done all Paypal mastercard but would have needed to credit-cycle which I was unsure whether that was advised against for Synchrony card. (*cries in usb smartly-denied*)
Decided NOT to meet SUBs with fed taxes since that Paypal MC had a category-like advantage here. Meeting SUBs on other spend that have even playing fields - like state taxes and property taxes.
Haha USB smartly I guess we’ll see how people do it this year. It makes me so cautious bc they been kinda strict from what I see. Maybe ppl already have tried 🤔 I havent looked yet.
The paypal card tip here is so interesting Ill need to look into that one. 🔥. I think synchrony once-cycle is fine. I think it just advised against citi / synchrony to do it multiple times. But seems like you got a good method with the BoA and paypal
Ended up just using BoA PRE (2.62% (x1.25 if stars align) at 1.75% cost) and (mostly) Paypal master card (3% at 1.85% cost (from ACI. Pay1040 would have cost 2.89%)). I would have done all Paypal mastercard but would have needed to credit-cycle which I was unsure whether that was advised against for Synchrony card. (*cries in usb smartly-denied*)
Decided NOT to meet SUBs with fed taxes since that Paypal MC had a category-like advantage here. Meeting SUBs on other spend that have even playing fields - like state taxes and property taxes.
Haha USB smartly I guess we’ll see how people do it this year. It makes me so cautious bc they been kinda strict from what I see. Maybe ppl already have tried 🤔 I havent looked yet.
The paypal card tip here is so interesting Ill need to look into that one. 🔥. I think synchrony once-cycle is fine. I think it just advised against citi / synchrony to do it multiple times. But seems like you got a good method with the BoA and paypal