Maximize Your Chase UR Points: Limited-Time Apple Redemption & More
From travel to tech, discover how to make the most of your Chase Ultimate Rewards with this exclusive Apple redemption offer and other high-value options.
Chase just launched a limited-time promotion, available until November 30, 2024, allowing you to use Ultimate Rewards (UR) points at a higher rate when redeeming for Apple products.
Where to redeem: Go to the Chase UR website and click "Shop Apple."
How Does This Compare to Other UR Redemption Options?
Beyond Apple products, there are several great ways to redeem UR points, depending on your card type. Here’s a breakdown:
Direct Travel Bookings via the Chase UR Portal:
You can redeem points for flights, hotels, rental cars, and even cruises.
You can split payments between points and cash, making this option flexible for high-value redemptions.
Note that while using UR for flights is often convenient and competitive, hotel bookings can sometimes be marked up by $100–200 on the Chase travel portal compared to booking directly or through other travel sites. Always compare prices to ensure you're getting the best deal.
Transfer Points to Travel Partners:
Transferring UR points to airline and hotel partners often yields the highest value. Must-have cards for point transfers include the CSR, CSP, and Chase Ink Preferred (CIP).Airline Partners: United (UA), Air Canada (AC), Singapore Airlines (SQ), British Airways (BA), Virgin Atlantic (VS)
Hotel Partners: Hyatt (recommended), Marriott, IHG
Transferring points allows redemption for high-value travel experiences like premium cabins or luxury hotel stays, making your points stretch further, especially on business or first-class flights.
Using Points for Cash Back or Gift Cards:
While Chase UR points can be redeemed for cash back at 1 cent per point, this option generally doesn’t maximize value unless cash flexibility is essential.
Summary: Is the Apple Redemption Worth It?
This Apple promotion is a decent alternative if travel isn’t currently feasible. Chase tends to run this Apple offer about twice a year, so if you’re ready for an upgrade on Apple gear, this could be a solid opportunity. Just remember, each redemption choice has its trade-offs depending on your goals with UR points.